As part of the welfare scheme for students, the Polytechnic has a Group Personal Accident Scheme (GPA) for students of the full-time, part-time diploma/advanced diploma courses and foreign specialised institution degree programmes.
COVERAGE PER STUDENT
• 24-hours coverage worldwide
• S$30,000 per student upon death or permanent disability due to an accident
• S$2,000 per accident for medical expenses (with an excess of S$50) MAIN EXCLUSIONS (THESE ARE NOT COVERED)
• Professional sports
• Dangerous activities or sports, including underwater activities necessitating the use of underwater breathing
apparatus, any kind of speed contest or racing (other than on foot) boxing and wrestling, parachuting, sky
diving, bungee jumping, competitive snow or ice sports, hunting, pot-holing; the following are covered if
carried out for leisure: scuba diving under the supervision of a qualified instructor, trekking/hiking (with
licensed guides if in remote areas), rock climbing, hang-gliding, non-competitive winter sports
• Suicide, intentional self-injury or willful exposure to peril, while sane or insane
• AIDS & HIV
• Pregnancy or childbirth
• Under the influence of drugs or alcohol
• Flying or other aerial activity except as a fare paying passenger in licensed commercial air carrier or
recognized charter company
• War, invasion, act of foreign enemy, hostilities, civil war, rebellion, revolution, insurrection, exercise of
military or usurped power
• Ionisation, radiation or contamination by radioactivity/nuclear causes Optional Additional Group Personal Accident Insurance Scheme
Under this scheme, full-time students undergoing industrial attachment may cover themselves for a higher sum during the industrial attachment period at their own expense. The insurance coverage will revert to normal after the industrial attachment period. You may approach the Finance Counter inside the Student Services Centre (SSC) at Blk 1 Atrium for application of the Optional Additional Group Personal Accident Insurance Scheme. Workmen's Compensation Insurance
Due to higher exposure to risk during the period of industrial attachment, each student attached to local companies/firms/establishments is insured under the Workmen's Compensation Insurance besides the coverage under Group Personal Accident Insurance. Workmen's Compensation covers injury sustained by accident arising out of and in the course of employment. Insurance Claim for General Personal Accident Insurance and Workmen’s Compensation Insurance - Insurance Claim Forms are obtainable at the Finance Counter inside SSC.
- The completed Claim Form with relevant supporting documents e.g. original clinic/hospital bills & receipts, doctor’s memo providing description of injury/treatment (if available), police report (for traffic accidents) etc. are to be submitted within 3 weeks from date of the accident, to the Finance Office at Blk 1, Level 6 for onward transmission to the Insurance Company for processing.
- Student will be informed of the reimbursement via email and monies will be credited to the student's bank account as stated in the claim form.
Hospitalisation And Surgical Insurance
The cost of hospitalisation in Singapore is very expensive for international students. It is compulsory for international students to buy Hospitalisation and Surgical Insurance to minimise unexpected medical expenses. This policy will cover hospitalisation expenses due to illness and/or accidental injuries up to S$20,000 per year, including pre-existing medical conditions. The insurance premium, which is non-refundable, is payable in the first semester together with the tuition fee.
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