Eligibility

• All full-time students.

Loan Amount / Value

• Up to a maximum amount of 75% of the tuition fee

Interest Rate

• The average of the prime rates of DBS, UOB & OCBC at about 4.75%

Interest Accrual

• Interest will be charged from 1 month after graduation or 1 month after leaving the Polytechnic without completing the course 
• Interest will be charged from 1 month after ORD (for those with NS obligation)

Maximum Repayment Period

• 10 years

Minimum Amount of Repayment

• $100 per month by GIRO

Commencement of Loan Repayment

• For those graduating in 1st half of the year, not later than 1st June in the calendar year immediately following the year of graduation 
• For those graduating in 2nd half of the year, not later than 1st December in the calendar year immediately following the year of graduation
• For those with NS obligation. not later than one year after completion of NS
• For those who leave the Polytechnic without completing the course, immediate repayment is required

How to Apply

• Download and print the Application Form .
• Complete and bring the form to any DBS branch, together with guarantor to sign the agreement in front of the bank officer 
• The guarantor must: 

- be at least 21 years of age and shall not exceed 60 years of age; 
- be a Singapore Citizen (SC) for SC students; SC/ Singapore Permanent Resident (SPR) for SPR students; or SC/ SPR for International Student, and
-  not a undischarged bankrupt

Application Period

• Before 27 April 2012
• Call 6460 6215 if you have missed the application period
• DBS Tuition Fee Loan Hotline: 63330033